Although everyone would prefer to avoid them, accidents happen. That’s why it’s crucial to know what to do after a collision with another vehicle. From insurance tips to some useful reminders on what to do when calling the police, here’s what you need to know.
What To Do After a Collision: A Checklist
The following list is adapted from the one provided by the California Department of Insurance. When an accident happens, stress and worry take over and you might not think clearly. By reading this list carefully and memorizing all or some of the steps, you’ll be better prepared should a collision happen.
- Stop immediately and move only if and when is safe to do so
- If there are injuries, call 911
- Although in some areas police authorities may respond to every accident scene, you should still call the police. Also, remember that most policies require notification to the police within a specified time period if the accident is a hit and run.
- Obtain names, addresses, telephone numbers, plate(s), vehicle identification numbers and driver’s license numbers from all drivers.
- When obtaining information, ask to see driver’s license(s) and vehicle registration(s) to verify that the information is accurate.
- Obtain names, addresses, and telephone numbers of other passengers and any witnesses.
- Chances are good that your cellphone has a camera. Use it to take photographs of the damage, and the accident scene (traffic controls, visual obstacles).
- Very often, accidents cause collateral damage that goes beyond the two vehicles involved. If the owner of a damaged car or damaged property cannot be located, leave a note with the names and addresses of the driver and owners of the involved cars.
- Notify your agent and/or your insurance company of the collision immediately.
- If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMV may result in the suspension of your driver’s license.
Inland Empire Autobody & Paint: The Best in Southern California
At Inland Empire Autobody & Paint Inc., we are a family-owned business specializing in collision repair, windshield care, and custom paint jobs. We have locations in Riverside and Moreno Valley, California.