One of the most frequently asked questions about automotive paint doesn’t have anything to do with chips, cracks, or the steps you have to take to protect your car. The question in a lot of people’s minds is: Does the color of your car affect your car insurance?
The short answer is no. Contrary to popular belief, insuring red cars does not cost more than insuring, for example, a black car or a silver car.
For the record, some of the aspects that do have an effect of your car insurance rates include:
- The make and model of your car
- Your age and gender
- The area where you live
- The place where you park your car
- Safe driving courses you may have taken
It’s true that cars of certain colors are more frequently stolen than others, but insurance companies don’t think in terms of colors, but in models and years. For example, this report is packed with stats relevant to car insurance, and color is not even mentioned.
The only way that your car’s paint may have an impact on your insurance is if you have a custom paint job, but even in that case you would pay only a nominal fee to insure it.
So no, the color of your car does not have any impact whatsoever on your insurance. On the other hand, having a good driving record, a reasonable history of claims, and choosing a model with good safety grades are some proven ways to lower your car insurance rates.
Learn More About Automotive Paint
Are you interested in automotive paint? These are some previous post you can read to get tips on how to protect your car’s paint and learn more about this interesting topic
- What is car detailing?
- 4 Tips to wax your car
- Use these ideas to avoid door dings
- How to wash your car by hand
- Protect your car from rust
- What is paintless dent removal?
- 5 Custom paint ideas for your car
- Car paint, layer by layer
Inland Empire Autobody & Paint Inc. is a leading body shop servicing Riverside, Moreno Valley, and surrounding cities. We take pride in our day-to-day workmanship and we work closely with our clients to satisfy their every concern.
We have locations in Riverside, California, and Moreno Valley, California. Request a quote today!